This is 30 minutes video that covers all aspects of personal finance. It covers the concept of networth, cashflows, income and growth assets, asset allocation, retirement planning, insurance planning, child education planning, etc. After watching the video, you’ll be able to… Calculate your net worth. Create a monthly budget. Create a personal savings plan. Understand specific investment strategies. Have your questions answered about investing. Know how much and where to save for various goals Get an Excel model for your future reference as well. Here is a link to all the blog based content with Excel sheets: https://www.plutuscapital.co/managingmoneybetter Here is a link if you want help from us to review your financial plan: https://www.plutuscapital.co/financialplanning

Every company has a certain lifespan. An investor must spend time understanding the life span of a company. This will ensure the investment pays off well and also avoid unpleasant investment experiences.

An investor can use a mutual fund combination to structure his/her investment portfolio. Although the task is quite tough in this video I provide a sense of how the same can be done for a moderate risk profile.

Housing costs are increasing, will the housing price increase too. Equity has fallen, shall I withdraw or invest? Will I get a high fixed deposit rate? Gold is a safe haven, is it or is it not?

There are so many demat providers these days. Starting from a local franchise of a big player to digital demat providers. Which one to select so that the money is safe and secure.

All the mutual funds are not suitable. Interestingly, not all categories of Mutual Funds are suitable. You need to just have 3-4 MFs in the portfolio to generate a good return. There are better alternatives to mutual funds for those who have the time and skill. But for others, a plain vanilla MF combination can do the trick.

SEBI was established as a regulator to protect the interests of investors. There is a platform where you can file against any intermediary such as a broker, advisor, PMS, AIF, etc. The advisory firm is bound to take action when they are intimated by SEBI. In case you are still not satisfied, SEBI will initiate an investigation against the firm/person. There are no charges to file the complaint. The only requirement from you is to inform and that's it. In this video, I provide details of the website etc where the complaints have to be files.

There is always a question asked to a financial advisor, how do I create wealth. The primary source of wealth is 'you', work hard and earn an income. Put that income to work. Additionally, work hard so that the income increases exponentially. When all these forces start talking to each other, you create massive wealth.

The bull market brings in a lot of IPOs to the market. This way capital market gets more robust but it adds to the problem as well. A lot of people invest in IPOs to make listing gains. It is an absolute rubbish investment strategy, no less than playing darts. In this video, I explore why you should not invest in IPOs.